RSSCurrently, what is the best credit card deal on transfering a balance?
Dec 09
Credit Card Deals 0 Apr, Citi Bank, Credit Card Balance, Credit Card Deal 9 Comments
im thinking of transferring my credit card balance to another card, what is currently the best deal, as far as a default of 20.0% APR or less? I have only seen a 32% APR on CITI bank for example but thats not a good deal in my book.
Dec 10, 2008 @ 20:25:35
Don’t transfer if you think you will default. If your credit qualifies you for a new card I recently got an offer from Capital One for zero percent interest until April 2007. Note; I don’t like Capital One cuz years ago I had a disagreement with them so I did not apply.
Dec 12, 2008 @ 13:34:50
Omaha National Bank has 0% on transfers for 6 months.
Dec 14, 2008 @ 12:23:27
My Chase offers me a 0% Apr balance transfer for 1 year, then 9% after that.
Dec 17, 2008 @ 04:26:22
20 and 32%?!?!? You are getting hosed!
Try getting a 0-9% until paid off transfer.
If you have bad credit, contact a good credit councilor.
Dec 18, 2008 @ 20:07:24
I don’t know an exact credit card but I would not transfer balances to another credit card unless it was 0%. If you have somewhat decent credit it’s not hard to find a credit card that will offer that.
They will often say 0% for one year and then it will change to a base percentage rate of for example: 10%
Dec 20, 2008 @ 19:54:38
wow those APRs are outrageous…. if you own your home. look into a home equity line of credit. If you have good credit you may be looking at prime rate. which i think is at 8.00% right now. There are alot of deals. But do shop around first.
Dec 24, 2008 @ 07:15:09
Hi Jeannie,
There are several great deals on balance transfer credit cards out there. Many of them offer a 0% rate on balance transfers. I would reccomend taking a look at a few a deciding which one fits you best. I found a link that compares a good amount of them.
I hope this Helps!
Dec 25, 2008 @ 14:04:50
its citicard, they have good interest rates.
try here to compare all of them.
Dec 27, 2008 @ 14:25:57
check out discover.com 0% for a year or something like that.