credit card application

Or any application to get a loan? This seems to be like a contagious disease in our country- and is just another cause of this Huge Mess in the economy right now?
I have noticed that I don’t get 5 Credit Card Applications everyday now that this began. – How bout you?
I haven’t lied on them- I just heard on the news that Credit Card Fraud has alot to do with this Crisis as well.